How long does it take to finish settlement of US trading?

The U.S. stock market implements the T+1 delivery system, that is, the settlement and delivery can be completed on the next working day after the transaction occurs.

Due to the time difference between Hong Kong and the United States, the settlement process for US stocks will be processed on the next trading day in Hong Kong, and the completion time will be approximately 12:00 noon Hong Kong time. After the transaction is settled, you can initiate a withdrawal or currency exchange instruction.

For example, if you sell US stocks on 2 April, 2025 (US trading day), the settlement date will be 3 April, 2025 (US trading day). Hong Kong time) to complete the settlement. You can then initiate a withdrawal or currency exchange instruction. If there is a holiday, the settlement will be postponed accordingly.