Your money are segregated in the client trust accounts with Citibank and/or CMB Wing Lung Bank. As a registered and licensed broker in Hong Kong, our clients' assets are protected and insured by the Investor Compensation Fund. The Investor Compensation Fund is established to pay compensation to investors of any nationality who suffer pecuniary losses as a result of a default of a licensed intermediary or authorized financial institution in relation to exchange-traded products in Hong Kong. It protects securities investors up to HK$500,000 per person at the moment.